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💡 Premiums shown are for a 30-year-old non-smoker male, ₹1 Cr sum assured, 30-year term.

Top 5 Term Plans for ₹1 Cr Cover

Insurer	Premium (Yearly)	Claim Ratio	Term
HDFC Life	₹9,800	99.4%	30 Years
Max Life	₹9,250	99.5%	30 Years
ICICI Prudential	₹10,150	98.6%	30 Years
Tata AIA	₹9,600	99.1%	30 Years
PNB MetLife	₹9,450	98.8%	30 Years

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